Appraisal services for Alexis and Gaston County homeowners

The top reasons North Carolina homeowners order from Michael Dodgin & Associates, LLC:

  1. To get a pre-listing appraisal (whether they're selling the home themselves or using a real estate agent)
  2. Challenge a property tax assessment
  3. Remove PMI to reduce a mortgage payments
  4. Reinstate their Home Equity Line of Credit (or HELOC)
  5. To review another appraiser's report for verification
  6. In the case of a divorce in the state of North Carolina, when property needs to be divided
  7. To determine the true market value of real estate to settle an estate in Gaston county or North Carolina
Own a house in or near Alexis, North Carolina and need help determining the price of it? Contact Michael Dodgin & Associates, LLC.

At Michael Dodgin & Associates, LLC, we understand the unique needs of a customer seeking appraisal services. While our typical clients understand the appraisal process and standard reporting formats, you as a consumer will get an extra level of customer service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them.

Pre-listing Services/For Sale by Owner (FSBO)

It's very hard to be objective about your own house because of your emotional attachment to it. Professional appraisers, like the ones at Michael Dodgin & Associates, LLC, are objective. We will tell you what you need to know, not just what you want to hear. A professional appraisal is a very valuable negotiating tool once you have an attainable buyer, in addition to helping you set a realistic selling price so your home will attract interested buyers. The appraisal is something tangible to show your buyer. An appraisal is an independent third party's opinion of your home's value -- not just you saying how much you think your house is worth. Potential buyers know that you have an emotional attachment to your house and will be more likely to give credibility to a qualified appraiser's value report than yours.

Challenge a property tax assessment

Let's say you live in a region that's declining -- your local tax assessor may have your home overvalued. That means you are paying more taxes than you should. The sooner you take care of things like this, the better off you'll be, since your property assessment may likely go up again in the next period. A professional appraisal from Michael Dodgin & Associates, LLC is your #1 weapon when contesting your property tax assessment.

Need to cancel PMI?

A popular way to save money for homeowners is to get the PMI removed from their mortgage loan, thus saving them money on their monthly payments. PMI stands for "Private Mortgage Insurance". Once your mortgage loan amount is below 80% of the value of your home, in most cases you can apply to a lender to have the PMI eliminated from your loan, which will make your monthly payments go down. We are experienced in helping folks just like you rid themselves of unnecessary PMI insurance.

Was your HELOC recently frozen?

Even if your specific property has not declined in value, your lender just might decide to automatically freeze your home equity line of credit (HELOC) if your house is in a declining area. This can be damaging to your credit score since it may appear as though that credit line is maxed out, and also annoying from a cash flow viewpoint. Michael Dodgin & Associates, LLC can provide you with an expert appraisal to help you reinstate your HELOC.

We Also Offer Field and Desktop Appraisal Review Services

Do you need a seasoned professional to double-check your appraisal for accuracy, or do you need a second opinion without the added cost and delay of waiting for a whole new appraisal? We can go out and check the subject and comparables in question in a field review. If you're in a rush, we'll provide you with a desk review and verify as many facts as we can, using online data sources as well as our own files.

We can also provide you with a retrospective review of any appraisal you may have in your possession. While usually requested by banks, you may desire to take advantage of this service if you suspect mortgage fraud related to your property.